7 mins read

Should You Get Your Kid “Tested”?

I couldnt but help include myself in a conversation I overheard between a friend and her husband discussing their three year old boy who just COULDN’T sit still. Definitely reform school for him further down the line. I mean, lets face it, if hes got ants in his pants now, what are we looking at ten years from now? Better nip it in the bud now before this dark streak is allowed to fester. With my ounce of experience of kindergarten teaching and fifteen years of parenting, including raising a male child of the same sub-species as the aforementioned (homio-cantsitstill-sapien), I tried to assure them that all would be fine. The perpetrator of the crime was only three. Still, they were unconvinced of my suggestion of a little behavioral therapy and were choosing to go ahead with the directors suggestion of GETTING HIM TESTED.

3 mins read

Pros & Cons of Bond Funds

A bond fund–sometimes referred to as an income fund–is a type of investment that uses pooled money from a number of investors to purchase interest-bearing or dividend-producing securities. These investments include government or corporate bonds, bank certificates of deposit, preferred stock and commercial paper, according to the U.S. Securities and Exchange Commission. There are significant advantages and disadvantages to investing in bond funds.